Bad credit car loan finance requirements

Dealers in our expansive New England network are electronically linked to more than 400 lenders. That's crucial in these credit crunch times. Bad credit car loans used to be shopped, on average, to four banks before finding an approval. Now that number is over six. And PS: where five percent down used to be pretty standard, think 12 percent down for a better chance of getting approved nowadays.

To qualify for financing through us, you must not have had a vehicle repossessed within the last 12 months. You cannot be currently in bankruptcy. You must be a U.S. resident over the age of 18. You must have a gross monthly income of at least $1,800.

We do not offer title loans. We do not finance vehicles purchased from outside our participating dealer network. We do not offer refinancing loans.

Do you have what it takes to get into the game? Maybe the best car buying time ever? Go ahead!